One way moms spell vigilance is making sure important things are insured. So with the coming new year, make sure you make notes for yourself for all those insurance payments and allow enough time to research and compare auto insurance quotes or home insurance rates, whichever you're planning to get (or whichever it is that you still don't have but should have).
Even with the global economic crisis and insurance companies declaring bankruptcy, it's still really a wise move to get insurance for your home, car and life.
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